HyVaLue
- EXCLUSIONS:
The following are excluded from all plans: –
- Transplant surgery
- Plastic/cosmetic surgeries
- Advanced and complex investigations not stated in the schedule of covered services
- Other investigations and treatment for problems relating to infertility e.g. hydrotubation, hysterosalpingogram, I.V.F, G.I.F.T and artificial insemination
- Kidney Dialysis
- Virility enhancing drugs
- Herbal drugs, non-prescription drugs, food supplements and experimental drugs and treatment
- Other laboratory investigations not listed in the schedule of covered services
- Dental care is not listed in the schedule of covered services
- Home care and domiciliary services
- Joint replacements and prosthetic limbs
- Long term psychiatric illness (Longer than 6 months)
- Dermatological care deemed not medically necessary
- Comprehensive health screening/well persons check outside the scope of the benefits covered by the health checks.
- Pre-School Health examinations
- Treatment for newborns not registered on the plan after 6 weeks of birth.
- Neonatal care not listed under neonatal services
- Self-inflicted injuries
- Treatment of obesity
- All Covid-19 Treatment
- Covid-19 testing except as stated in the schedule of covered services.
- Speech disorders
- Room upgrades beyond that specified in the plan benefits
- Management of severe burns (Burns covering more than 10% body surface area)
- Learning difficulties, behavioral and developmental problems
- Consultations with unrecognized consultants, hospitals, family doctors, therapists, dental practitioners or complementary medicines practitioners
- Any other treatment, service, procedure or investigation not listed in the schedule of covered medical services